Refer a Friend

Get up to $25 for You & $25 for Your Friend*!

Share the benefit of SPCO Credit Union Membership with everyone you know, and you and your friends can get $10 per Member Referral* or $25 per Loan Referral*! We want to reward our Members for referring their friends, family and co-workers to SPCO, so we are offering you and your friend $10 each if the person you refer opens an SPCO Savings or Checking account with Direct Deposit, or $25 for you and your friend if your friend gets an SPCO Loan of $2,500 or more!

Fill out the form and refer your friends, family, and co-workers. When your referral establishes an active SPCO account or signs for their qualifying loan, we’ll deposit your referral reward $$ into your SPCO account and your friend’s SPCO account automatically! Refer as many people as you like; there is no limit to how much you can earn. No need to worry, we won’t use any of the email addresses you provide for any other purpose.

Start now by providing your name and email address (so we know who gets the reward)

Share the Wealth with Your Friends Now!

Refer Friends & Family!

Provide your name, email and phone number, so we know who to credit the referral incentive to.

Qualification Process for the Referral/Referee Incentive

*To qualify for the $10/$10 incentive, the person you refer must establish an active SPCO savings or checking account with direct deposit service during the promotional period. To qualify for the $25/$25 incentive, the person you refer must acquire a loan from SPCO with a minimum loan amount of $2,500 during the promotional period. The newly referred individual must not currently be a Member of SPCO Credit Union. Regular Membership requirements and minimum opening balances apply for all new Members. Membership is available to ALL who live, work, attend classes, or worship within 10 miles of any SPCO CU location. Normal credit criteria apply for all loans. All loan rates, terms and amounts are based on creditworthiness and are subject to approval.

Your incentive rewards will be automatically deposited into your SPCO account once all the criteria of the offer have been met. There is no limit to the number of new Members or new Loans any current Member can refer. This offer is ongoing but may be discontinued at any time for any reason.